The Difference

Why a (Calgary) mortgage broker?

When you need a mortgage, it seems like the best thing to do would be to go straight to your bank… But that’s simply not the case. There are four main reasons that a mortgage broker is your best option:

1. We make the banks compete for your business
2. We provide a simple application and approval process
3. We get the banks to foot the bill
4. We provide a customized personal mortgage solution for you. Not the “cookie cutter” mortgage product the bank wants you to buy into.

Let us explain…

1. Make the banks compete for your business

Our job is to make the banks work for you. When you walk into a bank, you can only choose from what that one bank offers you at that time. Plus, you will be dealing with a Jack-of-all trades who is trained to sell all types of retail bank products at the highest rates possible. One of the many problems with this is that the bank’s sales people often do not have any real-estate experience, nor do they have a deep understanding of mortgage financing, so they can only offer you “cookie cutter” advice and products and this can end up costing you a lot of money for a long time. When a mortgage broker such as Real World Mortgage acts on your behalf, you get a mortgage expert with deep real estate experience and insights that will save you a lot of money over time. We have your best interests in mind, because we work for you, not the financial institution. And you get the lowest rate right from the start, so you don’t have go back and forth haggling with your bank and waiting for them to call you back. Because Real World Mortgage can leverage hundreds of millions of dollars in business with mortgage lenders, as a result banks compete for your business and you win by getting expert advice and the low rate you deserve with no hassles.

2. A simple application and approval process

When you go directly to the bank for your mortgage, you’re trying to get the attention of a large business with multiple clients and a variety of unrelated services. When you come to us, you get a dedicated partner who will help you through the mortgage application and approval process. We help cut through the clutter and make sure you’re getting the best mortgage rate possible – and we make the entire transaction simple

3. Get the banks to foot the bill

When you hire a mortgage broker, you have the banks competing to give you the best offer, and a dedicated specialist working on the details of your mortgage. Now imagine getting all of those benefits without paying a fee. Unless you require an alternate lender, our commission comes directly from the bank – the savings are yours to keep.

So… why Real World Mortgage?

You have your choice of mortgage brokers. What you don’t have is the time to figure out who has the experience and expertise to offer you an optimal customized mortgage solution that is specific for your needs. Rather than settling for the “cookie cutter” offering that is an unfortunate part of the mortgage industry, you can choose an experienced team at a boutique firm, like Real World Mortgage, who will offer you personal and customized mortgage solutions that fit in with your realistic financial plans.

We keep it simple and we act fast and you still get the rate you deserve, the lowest rate available. We offer you a realistic and simple assessment of your options and we pride ourselves on being fast and communicative, so you’ll never be left wondering about the status of your mortgage approval.

•    You get the rate you deserve
•    You get quick results in terms you understand
•    You get a customized personal mortgage solution uniquely for you

•    You won’t be charged a thing

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